Best Health Insurance Companies in India

Since past few years, demand for health insurance has skyrocketed. Research has shown that modern lives we lead make us more prone to illnesses and fatigue. In twenty-first century, medical costs have reached an all-time high. Treating health issues and ailments are likely to deplete your savings. In such scenarios, a good health insurance policy comes to rescue. It will allow you to receive treatment without having to worry about your finances.

market is filled with multiple health insurance policy providers. In such a scenario, choosing best health insurance company in India may become a confusing task. We have curated a list of some of top health insurance policies, along with ir features. This may help you to narrow down your selection. You may take you pick according to insurance provider that offers you specific cover you seek.

1. Apollo Munich Easy Health

Apollo Munich Easy Health from Apollo Munich Health Insurance is one of best health insurance plans in India. It offers you following benefits: 

•    In-patient cure: This is useful when you want cover against hospitalization charges for over 24 hours.
•    Cover for pre-hospitalization: This provides you protection against medical costs that you may incur up to 60 days prior to hospitalization.
•    Post-hospitalization cover: This provides you with cover for any medical-related expenses that you may incur after discharge from hospital.
•    144 varieties of medical expenditures (daycare)
•    Domiciliary medical benefit: This can let you receive treatment in comfort of your own home, instead of needing to be hospitalized. This feature makes this policy provider one of best health insurance in India.

2. ICICI Lombard Complete Health Insurance- iHealth

This health plan is recommended by many people as one of best health insurance plans in India. It comes with following benefits:

•    Cashless hospitalization in select hospitals, which are on ir network
•    A health check-up for free
•    Emergency ambulance cover
•    Free 15 day look period
•    Tax benefit on premium amount
•    An option of lifelong renewability
•    Covers for expenses related to treatment of illnesses, hospitalization, and simple day care procedures. This benefit is t offered by many health insurance providers. 

READ: How to Select Best Insurance for Your Car

3. Religare Health Insurance- Care

This health insurance policy protects you and your loved ones against financial liabilities that may occur due to a medical crisis. It comes with following key benefits:

•    Cover for daycare and room rent expenses 
•    ICU expenses cover
•    Pre and post-hospitalization charges cover
•    Ambulance charges cover
•    Medical checkup cover
•    Domiciliary hospitalization. This offers cover against medical costs if you are treated at your house for more than three consecutive days. This ensures that your treatment is t delayed.
•    Ar teworthy feature of Religare Health Insurance plans is that ne of m have an upper restriction at time of enrollment. Once you are legally an adult, you can apply for a health insurance policy from this company matter how old you are.

4. Bajaj Allianz Health Guard

A teworthy policy offered by Bajaj Allianz is Bajaj Allianz Health Guard. This policy ensures that you and/or your loved ones get timely and top-quality treatment when needed. plan has benefits like:
 
•    Pre-hospitalization and post-hospitalization cover
•    Cover includes consultations and medical expenses
•    Cashless hospitalization with a large network of over 4000 hospitals across India
•    Lifelong policy renewability option

5. Max Bupa Health Companion Health Insurance Plan

Multiple health insurance policies are offered by Max Bupa.  You can customize your health insurance policy as per your requirement. A teworthy plan is Max Bupa Health Companion Health Insurance Plan. A few features of this policy include:
 
•    Pre-hospitalization and post-hospitalization cover
•    In-patient care depending on base insured sum
•    Daily allowance in cash

As popular ad goes, “Health is Wealth”. thing holds truer in today's day and . If you are healthy, you can continue to live your life to fullest. Unfortunately, medical emergencies do t give any warning before surfacing. When faced with unanticipated medical emergencies, it will be a great relief to be covered with a robust health insurance plan. You can ensure that any medical emergency does t become a financial burden on you or your loved ones. What may be best health insurance policy in India for someone else may t be so for you. re are multiple aggregator websites, which allow you to compare health insurance policies online at a glance. It is recommended that you conduct a study and compare multiple policies. Following this, you can choose one that fits best with your health history, family, and lifestyle. 

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