What Is Madhyam Vargiya Housing Scheme? Eligibility, Documents Required, and Other Details

Madhyam Vargiya Housing Scheme 2024: The Delhi Development Authority (DDA) has introduced the Madhyam Vargiya Housing Scheme 2024, aimed at providing affordable housing options for middle-income groups in Delhi. This specific program offers approximately 5,531 flats in Narela, Loknayakpuram, and Jasola.

Key Features and Details of the Madhyam Vargiya Housing Scheme 

- Target Audience: The scheme is designed for middle-income individuals and families.

- Housing Options: It includes a variety of flat sizes to cater to different needs.

- Subsidised Rates: The prices are significantly lower than current market rates.

- Application Process: The scheme operates on a First Come, First Serve (FCFS) basis through an online application process.

Eligibility Criteria:

1. Citizenship and Age: Applicants must be Indian citizens who are at least 18 years old.

2. Income Limits: For Economically Weaker Sections (EWS), family income must not exceed Rs. 10 lakh per annum. There are no income restrictions for other categories.

3. Property Ownership: There is no restriction on owning land or built-up property in Delhi.

4. Application Requirements: Applicants must have a Permanent Account Number (PAN) and a savings account. For joint applications, at least one applicant must fall under the reserved category if applying as Persons with Disabilities.

Application Process:

1. Registration: Interested individuals should visit the official DDA website [www.dda.gov.in](https://www.dda.gov.in) or [DDA e-Services](https://eservices.dda.org.in) to register. The registration opened on August 22, 2024, with a non-refundable registration fee of Rs. 2,500.

2. Booking: Flats can be booked starting September 10, 2024, on a FCFS basis. Applicants will have a 15-minute window to finalize their booking and make the payment online.

Documents to Be Submitted After Allotment and Before Possession of Flat (Online Submission Only)

1. Affidavit: Duly attested, certifying citizenship, age of majority, etc., as per Annexure 'B' (required from allottee and co-allottee, if any).

2. Undertaking: Duly attested, declaring not to make any additions or alterations to the dwelling unit, except for amalgamation of adjacent flats, as per Annexure 'C' (required from allottee and co-allottee, if any).

3. Identity Proof: Self-attested copy of any one of the following:

   - Passport

   - Aadhaar Card

   - Government Identity Card

   - Election Card

   - Driving License

   - Ration Card with photo

4. Address Proof: Self-attested copy of any one of the following, showing the same address as given in the application form:

   - Passport

   - Aadhaar Card

   - Government Identity Card

   - Election Card

   - Ration Card

   - Driving License

   - Telephone Bill

   - Electricity Bill

   - Water Bill

   - House Tax Receipt

   - Bank Passbook (Page with Name and Address)

5. PAN Card: Self-attested copy for the allottee, co-allottee (if any), and spouse (if any).

6. Loan Sanction Letter: Copy duly attested by the bank manager (if applicable).

7. Bank Statement: Copy showing the name and account number from which margin money (apart from loan) has been deposited to DDA (if applicable).

8. Income Certificate: For EWS category applicants, an income certificate of the family.

9. Persons with Disability (PwD):

   - Attested copy of the original certificate issued by the Medical Board or a government hospital (if applying under the PwD reserved category).

   - Self-attested copy of guardianship certificate issued by the competent authority (if applicable).

10. TDS Certificate: Copy (if applicable).

11. Additional Documents: As mentioned on the Online Portal for Possession, submit with supporting documents, if any, as required.

Additional Information:

- Ready-to-Move-In: All flats are in ready-to-move-in condition.

- Flat Selection: Applicants can select their preferred flat online, with immediate availability ensuring no overlap during the booking window.

Other DDA Housing Schemes for 2024:

1. Sasta Ghar Housing Scheme 2024: This scheme targets Economically Weaker Sections (EWS) and Low-Income Groups (LIG), offering 34,177 flats at prices between Rs 11.5 lakh and Rs 28.47 lakh.

2. Dwarka Housing Scheme 2024: Featuring 173 premium flats, including penthouses and high-end units, in sectors 14, 16B, and 19B, with prices ranging from Rs 1.28 crore to Rs 5 crore.

For further details on the Madhyam Vargiya Housing Scheme 2024, interested individuals are encouraged to visit the DDA's official website.