Published 14:55 IST, October 11th 2024

Travel Insurance is Essential for International Trips: Know Why

Travel insurance is crucial for international trips due to unforeseen medical emergencies, trip cancellations, and travel disruptions.

Reported by: Digital Desk
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Travel insurance for international trips | Image: Unsplash
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Mumbai: Zurich Kotak General Insurance, an insurer highlights importance of travel insurance for international trips. International travel has become more accessible and affordable in today’s world. However, with excitement of exploring new destinations comes risk of unforeseen circumstances that can turn your dream trip into a nightmare. That's where travel insurance comes in – a crucial protection that can save you from financial ruin and emotional distress.

Uncertainty is only certainty International travel is naturally unpredictable as flight cancellations, medical emergencies, natural disasters and political unrest can occur without warning, leaving you helpless and vulnerable. Travel insurance provides a safety net, ensuring that you're t left to face se challenges alone.

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Financial protection During international trips, travel insurance offers financial protection against: • Trip cancellations: Reimbursement for n-refundable trip expenses due to unforeseen circumstances.

• Medical emergencies: Cover for medical expenses - accident and illness, daily allowance and medical evacuation.

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• Travel delays: Compensation for flight delays, missed connection and lost/delays in checked-in bagg.

• Travel documents: Assistance with replacing loss of passports and or travel documents.

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Don't rely on chance While many travellers believe y can rely on ir health insurance policy or credit card to cover unexpected events like medical emergencies or trip cancellations, this is often t case. Travel insurance is particularly designed to dress unique risks associated with international travel. Take a look at Smart Travel from Zurich Kotak General Insurance for its features like OPD treatment, loss/delays of checked-in bagg, medical evacuation, etc.

Choose right policy Here's how to select right travel insurance policy during international trips: • Policy cover: Re your policy documents carefully to ensure it covers your specific needs and destinations.

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• Insurer’s reputation: Research insurer's reputation, cover plans and customer reviews.

• Policy flexibility: Opt for a policy that allows you to customise cover and just to changing circumstances.

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final te International travel can be a life-changing experience, but it's important to be prepared for unexpected circumstances. Travel insurance is a crucial investment that can provide financial protection, peace of mind and access to expert assistance. Don't embark on your next international venture without travel insurance.

About Zurich Kotak General Insurance Company (India) Limited (Formerly kwn as Kotak Mahindra General Insurance Company Limited) Zurich Kotak General Insurance Company (India) Limited is a 70:30 joint venture between Zurich Insurance Group and Kotak Mahindra Bank. Company got its new name ‘’Zurich Kotak General Insurance Company (India) Limited’’ in month of August 2024, following Zurich Insurance Group’s 70% acquisition in Kotak Mahindra General Insurance Company Limited. It is youngest and one of fastest growing n-life insurance franchises in India.

Kotak General Insurance was established in 2015 to service growing n-life insurance segment in India. company aims to cater to a wide range of customer segments & geographies offering an array of n-life insurance products like Motor, Health, Home etc. As a practice, company seeks to provide a differentiated value proposition through customized products and services leveraging state of art techlogy and digital infrastructure.

(Disclaimer: above press release comes to you under an arrangement with HT Syndication and PTI takes editorial responsibility for same.). 

14:55 IST, October 11th 2024