How to Check Credit score using PAN Card: Know Details

In today’s credit-driven world, a CIBIL score is essential if you want to secure loans, credit cards, and interest rates. Checking your score is simpler than ever. Got a PAN card? You're eligible for a free CIBIL score. Head to CIBIL's official website and enter your PAN to access your credit card score.  

Here's a step-by-step guide to check your credit card score using your PAN card:   

Step 1: Check your PAN card 

Ensure your PAN card is available with you. Your PAN card contains a unique number code, which is linked to your bank transactions. 

Step 2: Choose a credit bureau 

In India, there are different companies that give you a credit score. Pick a good and approved one like CIBIL (Credit Information Bureau India Limited). These companies collect and maintain credit information. 

Step 3: Visit the official website of the chosen CIC

Visit the official website and choose the credit information company there. 

Step 4: the 'Check Credit Score' section 

On the credit bureau's website, take a moment to review your credit score. On the credit bureau's website, look for the option that all. 

Step 5: Enter your PAN card details 

Enter your PAN card details, which include your PAN number, Adhar number, and date of birth. Make sure the information matches the details linked to your PAN card. 

Step 6: Verify your identity

To ensure the security of your credit information, you may be required to go through an identity verification process. This may involve answering security questions or providing additional information. 

Step 7: Check your credit card score

After that, the credit card company will provide you with your credit score. 

By following this step-by-step guide, individuals can easily access their credit card score information by using their PAN card.