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Published 18:57 IST, August 31st 2020

How to get UTR number in Google Pay? Follow our guide to track your transactions easily

How to get UTR number in Google Pay step by step guide: Understand what is UTR and why it is very helpful in tracking transaction status easily.

Reported by: Sanchay Saksena
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UPI payments are one of the top used online payment methods out there today. Google Pay is one of the many applications that provide this service and is quite widely used by people. During these UPI transactions, there can be times wherein a payment between two banks could freeze due to some technical issues. When faced with such a situation a person could take the help of UTR to track the transaction status.

Also read: Google Pay To Soon Enable Debit/credit Card Payments For Indian Users?

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How to get UTR number in Google Pay?

Google Pay is one of the most popular applications used for UPI payments. It can be helpful to know your UTR number in Google Pay to track your transaction status when in a situation where your transaction gets stuck.  Here's a step-by-step guide on how to get your UTR number in Google Pay.

  • Open Google Pay application
  • Scroll to the bottom and tap on 'all transactions' on home screen
 

Image source: Screen Shot from Google Pay application

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  • Select the transaction that you're facing an issue with
 

Image source: Screen Shot from Google Pay application

  • Save the 12-digit unique number under UPI transaction ID (UTR number)
 

Image source: Screen Shot from Google Pay application

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Also read: Google Pay Stamps 2020: Collect 4 Google Stamps & Win Up To Rs 3,000

What is UTR number?

UTR number stands for Unique Transaction Reference. It is a number used to identify a particular payment. UTR is helpful in tracking transactions as one UTR number cannot be found in two different transactions; it is unique to every transaction. UTR numbers are generated by banks for every type of financial transaction, whether it be NEFT, RTGS, bank passbooks, online bank statements, or even UPI like in this case. 

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The motive of UTR

The main motive of the UTR number is to track the status of a transaction. UTR number makes it very easy to track transactions as every transaction has a different UTR number and only this detail is unique to one transaction. Other details could be the same between two transactions, but never the UTR number. This is what makes the UTR number so special and helpful for the users as well as the bank. Some people can get confused while trying to find this number as it won't be mentioned as UTR number. Transaction number, UPI reference ID, Order ID, and Transaction ID are all terms used to represent UTR.

Also read: Can You Delete Google Pay History? Learn How To Delete Transaction History

Also read: Google Could Soon Provide Ethics Service To Companies Building AI Solutions

Promo Image Credits: Screen Shot from Google Pay application

18:57 IST, August 31st 2020