How to setup Google Pay to safely send or receive money over UPI

Google Pay (formerly Goole Tez) is a go-to app for many users who wish to transact over UPI or Unified Payments Interface. Ever since introduction of UPI, we have a lot of apps available in market that supports this relatively new concept to empower cashless ecomy.

Google, being one of early opters, has an edge over its competitors. Right w, re are many apps to support UPI such as government’s own BHIM app. To name a few, re are apps like PhonePe, Paytm and WhatsApp with a massive user base to support UPI.

Google Pay has been around for quite some time w. Originally introduced as Google Tez, it crossed 100 million installs as of April 2018. At time of writing this, Google Pay happens to be second most popular app on Google Play Store. And given that Google is promoting it heavily, it has garnered an insane amount of attention from people all across country.

We explain how to get started with Google Pay and safely transact over UPI. But before that, let’s quickly understand what UPI means and how it differs from more tritional methods of online banking.

What is UPI?

Short for Unified Payments Interface, UPI is a real-time payment system created by National Payments Corporation of India (NCPI) to let users make bank-to-bank payment transfer without much hassle. To put it simply, unlike NEFT or RTGS payment methods, UPI does t require one to input details like bank account number and IFSC code to transfer money from one account to or.

All users need to kw is a mobile number or UPI dress associated with a specific bank account for real-time transactions. main highlight, payments can be sent or received within a matter of seconds, much like a text mess.

How to setup Google Pay

Step 1: Downlo latest version of Google Pay app. You can check by going to your respective app stores (Google Play Store for Android and Apple App Store for iOS).

Step 2: Follow on-screen instructions to get started with Google Pay. Enter mobile number that is linked to your bank account. Select your Google account and hit “Continue.”

Step 3: Google Pay will verify your number using OTP. You need to safeguard your Google Pay account using eir screen lock or a 4-digit Google PIN.

te: If you choose a Google PIN, you will need to be connected to internet for verification of your PIN each time you want to run Google Pay.

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How to d a bank account

Step 1: Tap on your profile picture at top left corner of your screen. Under Account, you will find a mess saying that bank account is ded to your Google Pay.

Step 2: Tap on option Bank Account > d Bank Account on next screen. It will show you list of banks to choose from. Select your bank. It will n try to locate a bank account linked to your mobile number.

Step 3: In case you have multiple bank accounts linked with same mobile number, choose bank account that you would like to use with Google Pay.

Step 4: Create or enter your 4-digit UPI PIN and complete procedure.

How to send or receive money using Google Pay

Step 1: Tap option “New” to make a payment transfer or request for one. Choose person you want to transact with. Make sure he or she is ded to your contacts.

Step 2: Open chat-like window. Eir select Pay or Request depending on what you want to do. If you select Pay, enter amount and confirm your transfer by verifying your UPI PIN.