EPFO e-Nomination: From benefits to application process - Know the details

Employees Provident Fund Organization (EPFO) account is crucial, lack of a nominee can deprive account holders of numerous benefits, making it essential for subscribers to understand and undertake the e-nomination process.

Benefits of EPFO e-Nomination: EPFO emphasizes the importance of having a nominee in the account, underscoring the myriad benefits account holders can unlock by doing so. Subscribers gain access to hassle-free online settlement, and the inclusion of a nominee facilitates the smooth availing of benefits from schemes such as the Employee Pension Scheme (EPS), Employee Deposit Linked Insurance Scheme (EDLI), and PF withdrawal.

EPFO's Official Advice: The EPFO consistently advises its subscribers to keep their nomination information up to date. Regular updates ensure that account holders can seamlessly navigate the online platform and access various benefits associated with their EPF account.

Step-by-Step Guide to EPFO e-Nomination:

Accessing the Official Website:

• Visit the official EPFO website.
• Select the "For Employee" option.

Logging In:

• Enter your UAN number, password, and captcha.
• Click on the "Sign In" button to proceed.

Navigating to e-Nomination:

• Under the "Manage" tab, locate and click on the "e-nomination" option.

Filling in Nominee Details:

• In the "Family Declaration" section, provide all necessary details about the nominee (name, age, gender, etc.).
• Click the "Apply" button to save the nominee information.

Adding Multiple Nominees:

• If you have more than one nominee, repeat the process for each additional name.

Saving EPF Nomination:

• Click on the "Save EPF Nomination" option after entering all necessary information.

Initiating e-Sign:

• To generate OTP, click on the "e-sign" option.

Verification and Submission:

• Enter the OTP received on the mobile number linked to your EPFO account.
• Click on the "Submit" button to complete the e-nomination process.

Completing the e-nomination process for your EPFO account is a straightforward yet critical step in ensuring financial security and ease of access to various schemes.